Dubai Islamic bank.
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The minimum salary is set at 3000.
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A down payment of at least 20% is required.
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A minimum down payment of 25% is required for sports cars.
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The maximum down payment is not restricted and can be determined at the discretion of the bank.
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A zero down payment loan can be facilitated through our package.
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A reliable company with a consistent salary transfer through the same bank can be sufficient within a month.
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A reputable company for salary transfers through a different bank requires three months of bank statements.
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The salary ranges from 3,000 to 5,000, while the bank interest varies between 5.5% and 6.5%.
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The salary is increased by 5000, raising it from 4.5 to 5.15.
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The credit card percentage will account for 2.5% of the total credit limit, regardless of whether the credit has been utilized or not.
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Dbr set at 50 percent of the salary.
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The company requires a landline phone.
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A website is not necessary.
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The office address should be made available on Google Maps.
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A suitable office is needed, featuring a designated area with a name board.
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The establishment of a business office(business set of office) will not be applicable, even if a separate Ejari is obtained for your office.
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Company minimum one year old
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Employment with the same company must be a minimum of three months for confirmed employees, or six months for those in the same organization.
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Recently issued clearance certificate for a bounced check.
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Maximum check bounce or insufficient funds 1
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If the global review indicates a name delay, it may take at least one week.
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Establishing a business office is not feasible.
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The maximum age limit for completion is set at 60 years.
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Third-party registration is permitted solely for the purpose of establishing a relationship.
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No driving licence is necessary.
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The highest multiple of the salary varies between 30% and 50% of the salary total, after deducting liabilities and bank profits.
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The evaluation must account for 120% of the loan amount or in addition to the down payment.
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The down payment should be made exclusively through the bank.
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The processing fee is set at 1% or a minimum of 525, which is considered quite high.
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Dbr will determine half of the salary by subtracting the monthly liability and adding 2.5% of the total credit card amount, regardless of whether it has been utilized.​
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