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✅Trusted Car Loan Experts in UAE From Devalokam 

happy family with new car.jpg

✔We help you buy any car from     
✔dealer or private seller. 
✔ We give Instant Payment to the Seller
✔ Then Bank or Islamic finance available
✔ with Zero down payment
✔ Approval in 24 hours*

100% Used Car Loan in UAE – We Pay the Seller First, Then Secure Fast Approval from  UAE Banks

Why UAE Customers Choose Us

✅ We Are Not a Dealer or Finance Company – We work only for you as an trusted agent
✅ Choose Any Car From the Market – Dealer or private seller
✅ Negotiate Your Own Price – Get the best deal yourself
✅ Instant Payment to the Seller – Once the price is agreed
✅ 100% Bank Loan for Used Cars – Zero down payment
✅ Any Seller Accepted Across the UAE
✅ Salaried & Self-Employed Customers Welcome
✅ Transparent Process – No hidden charges
✅ Trusted UAE Bank Partners – Fast approvals
✅ More Than an Agent – We provide immediate funds to pay the seller
✅ Full Confidence to Bargain – You negotiate like a cash buyer
✅ Buy From Any Dealer or Private Seller
✅ Bank-Mortgaged Cars Can Be Purchased Safely
✅ Choose Any Car, Anywhere in the UAE
✅ We Handle Everything – Down payment, loan, insurance & registration
✅ One-Stop, Hassle-Free Service
✅ Power, Confidence & Freedom to Buy Any Car
✅our service all over the uae.
✅ Simple. Honest. Stress-Free Car Buying

Our Speciality

🟢 More Than an Agent – We give immediate funds to pay the seller
🟢 Full Confidence to Bargain – Negotiate like a cash buyer
🟢 Buy From Any Seller – Dealer or private seller
🟢 Bank-Mortgaged Cars Accepted – Purchased safely
🟢 Choose Any Car, Anywhere in the UAE
🟢 We Handle Everything – Down payment, bank loan, insurance & registration
🟢 One-Stop Service – Completely hassle-free
🟢 We give you the power of money, confidence, and freedom to buy any car.

Our Services

🟢 Car Loans for New Cars
🟢 Car Loans for Used Cars
🟢 Used Car Loans with Zero Down Payment
🟢 Bank Loan Documentation with Multiple UAE Banks
🟢 Zero Down Payment Loan Arrangements
🟢 Seller Payment First, Bank Loan Processing Later
🟢 Down Payment Support (If You’re Facing Difficulties)
🟢 Car Evaluation Assistance at Listed Showrooms
🟢 Car Insurance Arrangement
🟢 Vehicle Registration Services (All Emirates)
🟢 Car Refinance for Owned Vehicles
🟢 Mortgage Release Support from Various Banks
🟢 Complete Car Documentation Services Across the UAE

How It Works – 4 Simple Steps 🚗


1️⃣ Choose any used car you like
2️⃣ Contact us and submit basic documents
3️⃣ We coordinate with the bank for approval
4️⃣ Seller gets paid, bank approval is completed, and you drive your car

👔 Salaried Customers –


🟢 Minimum Salary: AED 3,000
🟢 Company  were house or Office Setup Required
🟢Business center or shared office? Please inform us first.
🟢 Landline Required
🟢 AECB Must Not Be Negative
🟢 Higher Salary = Better Rates & More Bank Options
🟢 GCC Cars Only
🟢 Salary AED 6,000+ (Good Company)- 5-year loan- Car model 2019 onwards
🟢ENBD salary 5,000+ listed  company -5-year loan- Car model 2019 onwards
🟢 Salary AED 3,000:– Car model 2021 onwards– Up to 5-year loan– Sometimes 1-month salary accepted
🟢 Loan Amount: Up to 30× salary (as per DBR)
🟢 Older Cars Possible (bank approval)
🟢 Approval Depends on Bank Rules
🟢 Send Documents – We’ll Check Best Option for You
 

✅ For Salaried Customers required documents

​
 
  1. Salary Certificate
  2. Last 3 Months Bank Statement
  3. Passport (Front & Back)
  4. Valid UAE Visa
  5. Emirates ID
​
📌 Note Document requirements may vary slightly depending on the bank and applicant profile. Our team will guide you step by step to ensure smooth approval.

 For Company 

 
✔ Company Age: Minimum 2 years in UAE
✔ Company Bank Account required
✔ VAT filed & Cooperative Tax Registered
✔ Company Office / Warehouse / Shop required
✔ Landline under company name required
✔ Minimum working employees
✔ Proper Name Board Displayed
✔ Average Company Account Balance: AED 30,000–50,000
📄 Documents Required:
✔ Basic company documents
✔ Additional documents may be requested if needed

Documents Required for Car Loan✅ For Company 


 
  1. Trade License
  2. Memorandum of Association (MOA)
  3. All Partners’ Passports
  4. All Partners’ Visas
  5. All Partners’ Emirates IDs
  6. Last 4 Months Company Bank Statement
  7. Company TC Number
  8. Last 3 Quarters VAT Certificate
  9. Office Photo
📌 Note Document requirements may vary slightly depending on the bank and applicant profile. Our team will guide you step by step to ensure smooth approval.

👔 Requirements for Company Owner / Partner


✔ Company Age: Minimum 2 years in UAE
✔ Company Bank Account required
✔ VAT filed & Cooperative Tax registered
✔ Company Office / Warehouse / Shop required
✔ Landline under company name required
✔ Minimum working employees
✔ Proper name board displayed
✔ Average Company Account Balance: AED 30,000–50,000
✔ Personal Bank Account required with minimum transactions and good balance
✔ Company or Personal Account Balance should be strong
✔ Basic documents required
✔ Additional documents may be requested if needed
 

Documents Required for Car Loan✅ For Company  partner

​
 

  1. Trade License

  2. Memorandum of Association (MOA)

  3. Passport

  4. Valid UAE Visa

  5. Emirates ID

  6. Last 4 Months Company Bank Statement

  7. Last 4 Months Personal Bank Statement

📌 NoteDocument requirements may vary slightly depending on the bank and applicant profile. Our team will guide you step by step to ensure smooth approval.

📄 Documents Required From Car Seller

 
✔ Do car inspection first & send report
✔ Photos: 4 sides of car, kilometer, door panel, chassis no. (Arabic sticker), engine room
✔ Mulkiya / Hiyaaza copy
✔ One full car video (inside & outside)
✅ After receiving all above, payment to seller will be done next day

💼 Our Service Charges

🟢 Applies Only When We Provide Full Service
✔ We pay the seller first
✔ Arrange bank loan approval
✔ Handle down payment
✔ Car evaluation
✔ RTA, insurance & registration
🟢 Charges
✔ AED 525 – one-time service fee
✔ Only 2% commission on 5 year loan
(Example: AED 10,000 loan = AED 200 dhs per year, included in EMI)
🟢 Simple. Transparent. Stress-Free.
👉 Just pay your advance — we take care of the rest!

🏦 UAE Bank Loan Arrangement


🟢 Car loans from all major UAE banks
🟢 Documents reviewed by our team
🟢 Submitted to the bank only with your approval
🟢 Fast & smooth processing

Bank Partners:

🟢 Emirates NBD
🟢 Dubai Islamic Bank
🟢 Emirates Islamic Bank
🟢 ADCB
🟢 RAK Bank
🟢 Ajman Bank
🟢 Sharjah Islamic Bank
🟢 Al Hilal Bank
🟢 ADIB

💰 Bank Charges for Car Loans

🔵 All banks charge differently. May include:
🟢 ✔ Processing fee
🟠 ✔ Evaluation fee
🟣 ✔ Job loss (Takaful) insurance
🔴 ✔ Loan secure insurance – depends on bank, may not be required
📌 Minimum expected total: AED 1,500–2,500 (depends on bank, car & value)
💡 Tip: This amount can also be included in your EMI

🚗 Vehicle Transfer & Registration Charges

 
🔵 Normal Charges (AED 800–1,200) for:
🟢 ✔ Vehicle inspection
🟠 ✔ Previous ownership cancellation
🟣 ✔ Ownership transfer
🔴 ✔ Number plate
🟡 ✔ Vehicle registration
🔵 Additional Charges May Apply:
🟢 ✔ No files in your Emirates
🟠 ✔ Buying in Dubai & registering in another Emirate (export test & documentation) – AED 400–500
🟣 ✔ Car transport via recovery service
💡 Tip: This amount can also be included in your EMI

🛡️ Car Insurance for Bank-Financed Vehicles

🔵 Bank Requirement:
🟢 ✔ Full comprehensive insurance required for the loan value
🟠 ✔ Hire purchase & insurance documents collected and submitted to bank
🔵 Minimum Insurance Costs:
🟣 ✔ Saloon cars: AED 1,600 approx.
🔴 ✔ Station cars / SUVs: AED 2,100 approx.
🟡 ✔ Sports cars: AED 2,100 approx.
🔵 Premium May Vary Depending On:
🟢 ✔ Length of driving license
🟠 ✔ Driver age
🟣 ✔ Vehicle value applied for
💡 Tip: This amount can also be included in your EMI

🔒 Why Customers Trust Us

1️⃣ Since 2006 – Serving customers across UAE
2️⃣ Officially started auto loan services in 2014
3️⃣ Years of trusted service – Office: Dubai, Al Qusais, Madeena Mall, Muhizhna 4
📞 Landline: 043232871 | 📱 Mobile: 0528664898 – Deepak
4️⃣ Genuine Google reviews – Hundreds of happy clients
5️⃣ 1,000+ customer photos showcased on our website
6️⃣ Active on social media – YouTube, TikTok, Instagram & Facebook
7️⃣ Part of Devalokam, a well-established UAE business
8️⃣ Fast, transparent & hassle-free car loans
🌐 Serving All Over UAE

How to Get Started


1️⃣ Consult with our team
2️⃣ Prepare your documents
3️⃣ Find your car and complete inspection
4️⃣ Send documents to us .
5️⃣ Pay our service charge: AED 525
👉 From here, we handle everything:

  • Seller payment

  • Bank process

  • Vehicle transfer

  • Insurance

  • Registration

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