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✅Trusted Car Loan Experts in UAE From Devalokam 

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Want to buy a good car? 🚗Here’s a simple secret 👇

Our Services

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If you have these

we guarantee your car loan

Do you have more than 3000 salary 

salary transfer to bank account 

Do you have vissa

Do you have emirates id 

Then don't worry we will Assist you for Every thing


✔ Find your car and inform us
✔ We give money to pay your seller first
✔ Then we help you buy the car from him
✔ After that we arrange the car loan from the bank
✔ We take care of your purchase process
✔ We handle all document work
✔ We arrange bank approval
✔ We complete vehicle registration

The best car loan agent you can trust

Why our service 

  Money is power — we give you that power.
         Knowledge is power — we give you that power.
          Experience is power — we give you that power.

 Trusted Assistance is Power — We Give You That Power 💪

INSURE
YOUR
CAR LOAN

we Accept any seller you find  


✔ Individual seller 
✔ Private seller 
✔ Any car Dealer 
✔ Showroom seller 
✔ Dubizzle 
✔ face book market Pales 
✔ From your friends 

Basic documents for 

Zero down payment car loan 

New salary certificate 

Bank statement 

passport , visa 

emirates id 

Talk to us first 

we advice you if any thing more required 

For car loan 

How its work

Fill the form and 

talk to us 

Then arrange your documents 

Find your car from any seller

Then tell to us 

From here every thing we will handle it 

Basic information for

Guarantee car loan

Minimum salary 3000

Salary transfer to bank  account 

Bank interest start 2.75

Zero down payment 

Car loan for GCC Cars

Salary certificate requred

Find your car and tell us

same day car payment to your seller

Then Approval from  bank 

Our banks are Dubai Islamic bank ,emirates Islamic bank, Ajman bank ,Sharjah Islamic bank Emirates nbd, ADCB, ADIB, Al hilal 

Seller from any were you wish  , individual seller , private seller , Dealer, from  your friends , Diezel , or any were you wish 

we are not a private finace company 

we give money to pa your seller same time and loan from bank 

We are not a car dealer , or we dont have car for sale  

Talk to us first 

Then Arrange your documents as per our gude 

Find your car and do the inspection

If every thing okay for you send documents

From this point every thing we will take care 

CAR LOAN 

​

Check my eligibility

​

👉 Please fill out our Car Loan Eligibility Form.
Once you submit, we will check your profile and confirm:
✔️ Maximum loan amount you can get
✔️ Suitable car model & year
✔️ Interest rate
✔️ EMI details

We will explain everything clearly and call you back.
Don’t forget to fill the form! 📞

Why UAE Customers Choose Us

✅ We Are Not a Dealer or Finance Company – We work only for you as an trusted agent
✅ Choose Any Car From the Market – Dealer or private seller
✅ Negotiate Your Own Price – Get the best deal yourself
✅ Instant Payment to the Seller – Once the price is agreed
✅ 100% Bank Loan for Used Cars – Zero down payment
✅ Any Seller Accepted Across the UAE
✅ Salaried & Self-Employed Customers Welcome
✅ Transparent Process – No hidden charges
✅ Trusted UAE Bank Partners – Fast approvals
✅ More Than an Agent – We provide immediate funds to pay the seller
✅ Full Confidence to Bargain – You negotiate like a cash buyer
✅ Buy From Any Dealer or Private Seller
✅ Bank-Mortgaged Cars Can Be Purchased Safely
✅ Choose Any Car, Anywhere in the UAE
✅ We Handle Everything – Down payment, loan, insurance & registration
✅ One-Stop, Hassle-Free Service
✅ Power, Confidence & Freedom to Buy Any Car
✅our service all over the uae.
✅ Simple. Honest. Stress-Free Car Buying

Our Speciality

🟢 More Than an Agent – We give immediate funds to pay the seller
🟢 Full Confidence to Bargain – Negotiate like a cash buyer
🟢 Buy From Any Seller – Dealer or private seller
🟢 Bank-Mortgaged Cars Accepted – Purchased safely
🟢 Choose Any Car, Anywhere in the UAE
🟢 We Handle Everything – Down payment, bank loan, insurance & registration
🟢 One-Stop Service – Completely hassle-free
🟢 We give you the power of money, confidence, and freedom to buy any car.

Who needs our UAE Car Loan Assistance? 🚗

Our service is perfect for:

“Money is power — and we give you that power.
We pay the seller first, so you can secure your car immediately, while we handle the bank loan process for you.”

  • People who want to buy a car with zero down payment

  • Those looking to get the best price from private sellers

  • Buyers who want to purchase from dealers at a lower price

  • Anyone who likes to negotiate and get the best deal

  • People who want to choose the exact car they like

  • Buyers who want to avoid being misled by dealers

  • Those who don’t understand bank procedures

  • People who don’t have time to visit banks

  • Buyers who don’t have upfront cash for down payment

  • Anyone confused about which bank offers the best loan

  • People who prefer to keep their cash in hand and still buy confidently

👉 We also assist with mortgaged car purchases

If you fit into any of these categories, we are here to help you
📞 Contact us today and drive your car with confidence.

Our Services

🟢 Car Loans for New Cars
🟢 Car Loans for Used Cars
🟢 Used Car Loans with Zero Down Payment
🟢 Bank Loan Documentation with Multiple UAE Banks
🟢 Zero Down Payment Loan Arrangements
🟢 Seller Payment First, Bank Loan Processing Later
🟢 Down Payment Support (If You’re Facing Difficulties)
🟢 Car Evaluation Assistance at Listed Showrooms
🟢 Car Insurance Arrangement
🟢 Vehicle Registration Services (All Emirates)
🟢 Car Refinance for Owned Vehicles
🟢 Mortgage Release Support from Various Banks
🟢 Complete Car Documentation Services Across the UAE

How It Works – 4 Simple Steps 🚗


1️⃣ Choose any used car you like
2️⃣ Contact us and submit basic documents
3️⃣ We coordinate with the bank for approval
4️⃣ Seller gets paid, bank approval is completed, and you drive your car

👔 Salaried Customers –


🟢 Minimum Salary: AED 3,000
🟢 Company  were house or Office Setup Required
🟢Business center or shared office? Please inform us first.
🟢 Landline Required
🟢 AECB Must Not Be Negative
🟢 Higher Salary = Better Rates & More Bank Options
🟢 GCC Cars Only
🟢 Salary AED 6,000+ (Good Company)- 5-year loan- Car model 2019 onwards
🟢ENBD salary 5,000+ listed  company -5-year loan- Car model 2019 onwards
🟢 Salary AED 3,000:– Car model 2021 onwards– Up to 5-year loan– Sometimes 1-month salary accepted
🟢 Loan Amount: Up to 30× salary (as per DBR)
🟢 Older Cars Possible (bank approval)
🟢 Approval Depends on Bank Rules
🟢 Send Documents – We’ll Check Best Option for You

✅ For Salaried Customers required documents

​
 
  1. Salary Certificate
  2. Last 3 Months Bank Statement
  3. Passport (Front & Back)
  4. Valid UAE Visa
  5. Emirates ID
​
📌 Note Document requirements may vary slightly depending on the bank and applicant profile. Our team will guide you step by step to ensure smooth approval.

 For Company 

 
✔ Company Age: Minimum 2 years in UAE
✔ Company Bank Account required
✔ VAT filed & Cooperative Tax Registered
✔ Company Office / Warehouse / Shop required
✔ Landline under company name required
✔ Minimum working employees
✔ Proper Name Board Displayed
✔ Average Company Account Balance: AED 30,000–50,000
📄 Documents Required:
✔ Basic company documents
✔ Additional documents may be requested if needed

Documents Required for Car Loan✅ For Company 


 
  1. Trade License
  2. Memorandum of Association (MOA)
  3. All Partners’ Passports
  4. All Partners’ Visas
  5. All Partners’ Emirates IDs
  6. Last 4 Months Company Bank Statement
  7. Company TC Number
  8. Last 3 Quarters VAT Certificate
  9. Office Photo
📌 Note Document requirements may vary slightly depending on the bank and applicant profile. Our team will guide you step by step to ensure smooth approval.

👔 Requirements for Company Owner / Partner


✔ Company Age: Minimum 2 years in UAE
✔ Company Bank Account required
✔ VAT filed & Cooperative Tax registered
✔ Company Office / Warehouse / Shop required
✔ Landline under company name required
✔ Minimum working employees
✔ Proper name board displayed
✔ Average Company Account Balance: AED 30,000–50,000
✔ Personal Bank Account required with minimum transactions and good balance
✔ Company or Personal Account Balance should be strong
✔ Basic documents required
✔ Additional documents may be requested if needed
 

Documents Required for Car Loan✅ For Company  partner

​
 

  1. Trade License

  2. Memorandum of Association (MOA)

  3. Passport

  4. Valid UAE Visa

  5. Emirates ID

  6. Last 4 Months Company Bank Statement

  7. Last 4 Months Personal Bank Statement

📌 NoteDocument requirements may vary slightly depending on the bank and applicant profile. Our team will guide you step by step to ensure smooth approval.

📄 Documents Required From Car Seller

 
✔ Do car inspection first & send report
✔ Photos: 4 sides of car, kilometer, door panel, chassis no. (Arabic sticker), engine room
✔ Mulkiya / Hiyaaza copy
✔ One full car video (inside & outside)
✅ After receiving all above, payment to seller will be done next day

💼 Our Service Charges

🟢 Applies Only When We Provide Full Service
✔ We pay the seller first
✔ Arrange bank loan approval
✔ Handle down payment
✔ Car evaluation
✔ RTA, insurance & registration
🟢 Charges
✔ AED 525 – one-time service fee
✔ Only 2% commission on 5 year loan
(Example: AED 10,000 loan =just AED 200 dhs per year, included in EMI)
🟢 Simple. Transparent. Stress-Free.
👉 Just pay service charge aed 525 — we take care of the rest!

🏦 UAE Bank Loan Arrangement


🟢 Car loans from all major UAE banks
🟢 Documents reviewed by our team
🟢 Submitted to the bank only with your approval
🟢 Fast & smooth processing

Bank Partners:

🟢 Emirates NBD
🟢 Dubai Islamic Bank
🟢 Emirates Islamic Bank
🟢 ADCB
🟢 RAK Bank
🟢 Ajman Bank
🟢 Sharjah Islamic Bank
🟢 Al Hilal Bank
🟢 ADIB

💰 Bank Charges for Car Loans

🔵 All banks charge differently. May include:
🟢 ✔ Processing fee
🟠 ✔ Evaluation fee
🟣 ✔ Job loss (Takaful) insurance
🔴 ✔ Loan secure insurance – depends on bank, may not be required
📌 Minimum expected total: AED 1,500–2,500 (depends on bank, car & value)
💡 Tip: This amount can also be included in your EMI

🚗 Vehicle Transfer & Registration Charges

 
🔵 Normal Charges (AED 800–1,200) for:
🟢 ✔ Vehicle inspection
🟠 ✔ Previous ownership cancellation
🟣 ✔ Ownership transfer
🔴 ✔ Number plate
🟡 ✔ Vehicle registration
🔵 Additional Charges May Apply:
🟢 ✔ No files in your Emirates
🟠 ✔ Buying in Dubai & registering in another Emirate (export test & documentation) – AED 400–500
🟣 ✔ Car transport via recovery service
💡 Tip: This amount can also be included in your EMI

🛡️ Car Insurance for Bank-Financed Vehicles

🔵 Bank Requirement:
🟢 ✔ Full comprehensive insurance required for the loan value
🟠 ✔ Hire purchase & insurance documents collected and submitted to bank
🔵 Minimum Insurance Costs:
🟣 ✔ Saloon cars: AED 1,600 approx.
🔴 ✔ Station cars / SUVs: AED 2,100 approx.
🟡 ✔ Sports cars: AED 2,100 approx.
🔵 Premium May Vary Depending On:
🟢 ✔ Length of driving license
🟠 ✔ Driver age
🟣 ✔ Vehicle value applied for
💡 Tip: This amount can also be included in your EMI

🔒 Why Customers Trust Us

1️⃣ Since 2006 – Serving customers across UAE
2️⃣ Officially started auto loan services in 2014
3️⃣ Years of trusted service – Office: Dubai, Al Qusais, Madeena Mall, Muhizhna 4
📞 Landline: 043232871 | 📱 Mobile: 0528664898 – Deepak
4️⃣ Genuine Google reviews – Hundreds of happy clients
5️⃣ 1,000+ customer photos showcased on our website
6️⃣ Active on social media – YouTube, TikTok, Instagram & Facebook
7️⃣ Part of Devalokam, a well-established UAE business
8️⃣ Fast, transparent & hassle-free car loans
🌐 Serving All Over UAE

How to Get Started


1️⃣ Consult with our team
2️⃣ Prepare your documents
3️⃣ Find your car and complete inspection
4️⃣ Send documents to us .
5️⃣ Pay our service charge: AED 525
👉 From here, we handle everything:

  • Seller payment

  • Bank process

  • Vehicle transfer

  • Insurance

  • Registration

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Want to buy a good car? 
Here’s a simple secret 👇

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  • Skip big dealers 🚫

  • Approach individual sellers or small dealers or private sellers directly 🤝

  • and offer immediate cash for his car

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If you don’t have cash to offer, don’t worry 👍

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We will provide the cash needed to purchase the car first
Then we will convert it into a bank loan (Zero Down Payment)

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👉 We handle the full process
👉 Dedicated agent will support you throughout

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