For car loan declare all these.

Please provide all the required information clearly and honestly. We have solutions for everything, but we can help you properly only if all details are fully disclosed. Please do not hide anything to avoid delays or issues.

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• Any cheque bounce issues

• Credit card payment delays or problems

• Any kind of payment problems 

• Personal loan payment problems

• Any kind of settlement 

• any kind of loan re scheduled 

• Tabby or Tamara payment issues

• Travel ban or any kind of legal issues

• Un paid traffic fine 

• none payable traffic fine 

• If you have applied a car loan with any bank

• If you have applied and been rejected for any product

• “If you are working on a commission basis 

• if your company doesn't have land phone 

• if your company located in business center or business set up 

• if your company have no any proper office 

• if your age -less than 21

• if your age more than 55

• if you are planning to buy imported cars 

• if you are planning to buy new cars 

• Salary received in cash ,check or exchange 

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✅ 1. Salary & Employment Details

• Salary is different from labor contract, salary certificate, or bank credit

• Salary amounts differ over the last 3 months

• Salary credited on different dates

• Salary pending from the company

• Company does not have a fixed salary transfer date

• Salary credited twice in a month

• Salary credited in split amounts

• Salary credited through exchange then transfer to bank account 

• Salary may have come to a new bank account

• Last 4 months Bonus received in account

• Vacation salary received in account

• Expecting salary increment

• Any salary increment in the last 4 months

• Any salary deduction

• Planning to resign from the company

• Already submitted resignation

• Any reason salary not credited in the last 4 months

• Any reason salary may not be credited in the next 2 months

• Joined a new company

• New in UAE

• New visa in the company

• Any long vacation taken in last 4 months

• Any long vacation planned in next 2 months

✅ 2. Loans, EMI & Financial Commitments

• Total credit cards held

• Total credit card limits

• Any personal loan monthly installments

• Tabby or Tamara payment balance

• Tabby or Tamara EMI

• Company advance EMI

• If Any other EMI

✅ 3. Bank Account & Transaction Behavior

• Any extra amount credited to bank account

• Any income apart from salary

• Unusual or irregular transactions in bank account

• Immediate withdrawal or transfer after salary credit

• Not keeping sufficient balance in account

• Unable to deposit money into bank account.

✅ 4. Document Expiry

• Passport near expiry

• Visa near expiry

• Emirates ID near expiry

• Driving licence near expiry

• if you took salary certificate and if it is more than 30 days 

✅ 5. Leave & Travel

• Planning to take leave this month or next month

• Took long leave in last 4 months

• Planning to travel outside UAE with in 2 months 

✅ 6. Company / Office Information

• Working in a real estate company

• Working in a global trading company

• working in alcoholic, cigarette ,etc selling company 

• Office or company renovation ongoing

• Company is in a free zone

• Company is small (must inform)

• Fewer employees in the company

• Company is in a business center

• No working landline phone

• Landline diverted to mobile

• No name board on company

• No company website

• Company not registered on Google Maps

✅ 7. Driving & Age Details

• Driving license new (less than 1 year)

• Age less than 30 years

• New UAE driving license without home country license

• No driving license

• Visa and driving license issued from different emirates

✅ 8. Visa & Sponsorship Details

• Age less than 21 years or more than 55 years

• On family/husband/wife sponsor visa

• Visa from individual sponsor

• Working in a free zone company

• Working in a labour supply company

• Working in an outsource company

• Visa from Company A but working for Company B (even with same sponsor)

• visa from company A or spose visa and working for a out source company 

• Visa from Company A but salary transferred from Company B

• Any relation with company owner or partner

• Holding free-lance visa / free-lands visa

✅ 8. Car and emi wishes 

• Planning to buy Gcc used cars

• Planning to buy a new car

• Planning to buy imported cars

• Expecting budget, price, car year/model, and expected EMI